Finance, Credit, Investments instructions Economical Categories

Scientific functions in the concepts of finances and credit, according in order to the specification with the research object, happen to be characterized to be many-sided and many-leveled.

The meaning of totality of the economical relationships formed in the process of development, distribution and usage of finances, as money sources is extensively spread. For example of this, in "the standard theory of finances" you will discover two meanings of finances:

1) "... Finances indicate economical relations, creation of the funds of money sources, within the process of distribution and redistribution of national receipts in line with the distribution and usage". This definition has relatively to the conditions regarding Capitalism, when cash-commodity relations gain general character;

2) "Finances represent the organization regarding centralized ad decentralized money sources, inexpensive relations relatively along with the distribution plus usage, which provide for fulfillment of the state functions and obligations and also provision of the conditions of the increased further production". This definition is delivered without showing the environment of it is action. We discuss partly such justification of finances in addition to think expedient to make some standards.

First, finances get over the bounds involving distribution and répartition service with the countrywide income, though that is a standard foundation of finances. In addition, formation and consumption of the downgrading fund which is the particular part of economic domain, belongs not necessarily to the submission and redistribution of the national salary (of newly produced value during the year), but to typically the distribution of currently developed value.

This particular latest first seems to be some sort of part of value of main industrial money, later it is definitely moved to the price price of an all sety product (that is usually to the value too) along with its recognition, plus its set the depression fund. Its source is obtained into account before hand as a depression kind in typically the consistence in the prepared products price range.

Financial organizations Second, main goal of finances is very much wider then "fulfillment in the state functions and obligations in addition to provision of conditions for that widened further production". Finances can be found within the state levels as well as on the particular manufactures and branches' level too, and in such problems, when the many area of the manufactures are usually not state.

V. M. Rodionova features a different position about this subject: "real formation of the financial resources begins on the level of distribution, if the value is understood and concrete economical forms of the realized value are separated from the consistence of the profit". V. M. Rodionova makes an feature of finances, while distributing relations, if D. S. Moliakov underlines industrial foundation of finances.

Nevertheless both of them give quite verify discussion of budget, as a technique of formation, circulation and using the particular funds pounds resources, that arrives associated with the following meaning of the finances: "financial cash relations, which forms in the process of circulation and redistribution associated with the partial associated with the national wealth and total social product, is related to the subjects associated with the economy and even formation and consumption of the condition cash incomes plus savings in typically the widened further generation, in the stuff stimulation of the workers for fulfillment from the society social as well as other requests".

Inside the manuals regarding the political economy we meet using the following definitions regarding finances:

"Finances involving the socialistic state represent economical (cash) relations, with the help of which in turn, in the method of planned distribution of the earnings and savings the funds of funds types of the condition and socialistic manufactures are formed for guaranteeing the expansion regarding the production, growing the material in addition to cultural level involving the people and then for satisfying other standard society requests".

"The system of design and usage associated with necessary funds regarding cash resources for guarantying socialistic increased further production symbolize precisely the finances involving the socialistic society. And the wholeness of economical contact arisen between condition, manufactures and companies, branches, regions and separate citizen according to the movement of money funds make financial relations".
As we've seen, definitions regarding finances made by financiers and political economists never vary greatly.