Fund, Credit, Investments : Economical Categories

Scientific works in the hypotheses of finances and credit, according in order to the specification in the research object, are usually characterized to get many-sided and many-leveled.

The definition of wholeness of the economical associations formed in the particular process of development, distribution and use of finances, as money sources is commonly spread. For illustration, in "the basic theory of finances" you can find two explanations of finances:

1) "... Finances echo economical relations, development from the funds involving money sources, inside the process involving distribution and répartition of national statements based on the distribution and even usage". This description has relatively to the conditions involving Capitalism, when cash-commodity relations gain general character;

2) "Finances represent the organization of centralized ad decentralized money sources, cost-effective relations relatively using the distribution and usage, which serve for fulfillment with the state functions plus obligations and likewise provision of the conditions from the widened further production". This specific definition is introduced without showing the environment of their action. We talk about partly such reason of finances in addition to think expedient in order to make some specification.

First, finances conquer the bounds associated with distribution and répartition service in the countrywide income, though it is a simple first step toward finances. Furthermore, formation and consumption of the fall fund which can be the particular part of monetary domain, belongs not necessarily to the submission and redistribution associated with the national salary (of newly created value during a new year), but for the distribution of already developed value.

This latest first appears to be the part of associated with main industrial cash, later it is definitely moved to the cost price of a ready product (that would be to the value too) along with its conclusion, in fact it is set typically the depression fund. Its source is taken into account in advance as a depression kind in typically the consistence in the prepared products cost price.

2nd, main goal of finances is significantly wider then "fulfillment of the state features and obligations plus provision of circumstances for the widened even more production". Finances can be found within the state stage as well as on the manufactures and branches' level too, and even in such conditions, when the many area of the manufactures are not state.

Sixth v. M. Rodionova offers a different place about this theme: "real formation of the financial resources starts on the level of distribution, when the value is realized and concrete inexpensive forms of the realized value happen to be separated from the consistence with the profit". V.  Citizen involvement M. Rodionova makes an feature of finances, because distributing relations, whenever D. S. Moliakov underlines industrial groundwork of finances.

Although both of all of them give quite substantiate discussion of budget, as a program of formation, circulation and usage of the particular funds involving sources, that comes out of the following definition of the finances: "financial cash relations, which forms in the process of circulation and redistribution associated with the partial value of the national riches and total social product, is related to the subjects involving the economy plus formation and consumption of the express cash incomes and savings in typically the widened further generation, in the substance stimulation of the workers for satisfaction in the society social as well as other requests".

Throughout the manuals involving the political economy we meet together with the subsequent definitions of finances:

"Finances involving the socialistic state represent economical (cash) relations, with the aid of which often, in the method of planned submission of the earnings and savings the funds of cash causes of the condition and socialistic manufactures are formed for guaranteeing the growth regarding the production, increasing the material and cultural level associated with the people and then for satisfying other basic society requests".

"The system of generation and usage regarding necessary funds associated with cash resources with regard to guarantying socialistic widened further production stand for precisely the finances of the socialistic society. And the totality of economical associations arisen between condition, manufactures and businesses, branches, regions and separate citizen based on the movement of dollars funds make economic relations".
As we have seen, definitions associated with finances made by simply financiers and personal economists usually do not differ greatly.